Category: Technology Licenses
Created On: 2022-04-28
Record Count: 7
- Electronic Payment Processing
- Electronic Checking
- Telecommunications Equip
- Retail Trade
IPSCIO Report Record List
Below you will find the records curated into this collection. This summary includes the complete licensed property description so that you can review and determine if this collection covers the topics, technology or transaction type that is relevant for your needs. The full report will include all relevant deal data such as the royalty base, agreement date, term description, royalty rates and other deal terms. For reference, here is a sample of a full IPSCIO curated royalty rate report: Sample Report
IPSCIO Record ID: 29229
Invention provides systems and methods for associating multiple financial accounts with a single multi-card account. The single multi-card account may allow a cardholder to determine an order for processing a financial transaction among the multiple financial accounts. This ordering, or ranking, may be dependent on the type of financial transaction. Also, the cardholder may allow partial payments from multiple financial accounts, such that a single purchase could be allocated to multiple accounts associated with the multi-card account. These systems and methods minimize the number of cards a cardholder must carry, thus minimizing the chance of losing cards or otherwise having an unauthorized use of an account and also minimizing the chance of a rejection of a transaction.
The invention also provides a system for processing a financial transaction. This system includes a managing module, operable to receive a ranking of a plurality of existing financial accounts comprising a multi-card account, wherein the ranking is the preferred order for which the existing financial accounts should be accessed to fund the financial transaction; and a transaction processing module, operable to process an authorization request for a financial transaction associated with a multi-card account, where the processing is based on the ranking of the plurality of existing financial accounts.
The invention provides for a multi-card for purchasing goods or services. The multi-card includes a plurality of existing financial accounts where the plurality of financial accounts comprise a ranking indicating the preferred order for which the existing financial accounts should be accessed to fund the financial transaction.
IPSCIO Record ID: 328065
The License includes the limited right of Licensee to grant sublicenses to the Sponsors, their Affiliates, trustees, custodians and agents, each a Sublicensee.
The Licensed Product means any gold investment product that is sold, sponsored or issued by Licensee in the Territory that is covered by or encompasses a claim contained in Licensor Patent Rights, including, but not limited to the Gold Trust.
IPSCIO Record ID: 7277
The technology is entitled A System and Method for Verifying a User's Identity in Electronic Transactions.
U.S. Patent Application No. 11/537,461 filed September 29, 2006
An international application was filed for the technology in October, 2007 under the WIPO Patent Cooperation Treaty.
Subsequently, a South African patent was granted on April 28, 2010 and a United States patent was allowed (but not issued) on September 10, 2012.
IPSCIO Record ID: 4678
Licensor hereby grants to Licensee, for a period of nineteen years, commencing on June 24, 2009 and ending on June 24, 2028, the non-exclusive worldwide license with the right to sublicense others, to make, have made, use, sell and lease the Products described in the Patent.
US Patent Number 7,389,913 titled â€œMethod and apparatus for online check processingâ€.
Product(s) Shall mean any products, services, materials, compositions, techniques, devices, methods or inventions relating to or based on the Patent, developed on the date of this agreement or in the future.
IPSCIO Record ID: 286082
Licensor grants a personal, non-exclusive, license under the Licensed Patents to perform the Licensed Activity in the Territory during the License Term.
Licensor, for itself and its successors, assigns, Affiliates, and licensees, hereby releases and forever discharges Licensee and any parents, subsidiaries, Affiliates, directors, officers, employees, agents, shareholders and customers from any and all causes of action in law or at equity related to the Licensed Patents, whether known or unknown, which may have arisen prior to the Effective Date.
Licensed Patents means any and all Licensor patents, to the extent necessary to perform ECC in the Direct Consumer Field.
Field transaction is POP.
IPSCIO Record ID: 6613
CMONEY 77/435,670 Electronic cash transactions.
PCT/US2009/039322 Transaction server configured to authorize payment transactions using mobile telephone devices
PCT/US2009/039328 Ghosting payment account data in a mobile telephone payment transaction system
PCT/US2009/039329 Mobile telephone transaction systems and methods
IPSCIO Record ID: 4528
Licensor also grants to Licensee and its sub-licensees, for the Term of this Agreement, a non-exclusive, assignable, right and license to make, use, and sell the Intellectual Property in order to develop, implement, process, prepare and sell the Licensed Products using the Intellectual Property in all other countries which are not identified in The Territory.
Licensor is engaged in the business of designing and developing technology, systems and products in the nature of electronic payments processing.
U.S. Patent 5,336,870
U.S. Patent 5,809,143
The Licensed Products are as follows
the iPIN device;
the iPIN Debit Network;
the iPIN Debit Processing Center;
the acquiring, settlement, and processing of transactions by merchant processors;
the encryption and transmission of electronic and/or mobile financial transactions;
All other applications of all current and future technology developed by the Licensor.